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AMFI Registered Mutual Fund Distributor & SIF Distributor | EUIN E171790 | ARN-115652 | Initial Reg: 20-Sep-2025 | Valid until: 19-Sep-2028

Loan Against MF (LAMF)

Home Service Loan Against MF (LAMF)

Loan Against MF (LAMF)

Liquidity Without Selling Your Investments

A Loan Against Mutual Funds (LAMF) lets you borrow against your holdings while they stay invested for your goals.

We help you understand how it works, what you can borrow and whether it suits your situation.

Stay Invested, Access Cash

Your units are pledged as security, so your investments keep working while you meet a temporary cash need.

A Smart Liquidity Option

For short-term needs, without derailing long-term plans.

  • Keep your investments intact
  • Quick access to liquidity
  • Interest only on what you use

Our Solutions & Your Benefits

From your first consultation to ongoing service, our solutions are built around your needs — helping you plan with clarity and move towards a world of complete financial freedom.

Stay Invested

Units remain invested.

Fast Liquidity

Funds for short-term needs.

Flexible

Borrow against eligible holdings.

Guided Process

We explain the terms.

How We Work With You

A simple, transparent process — we listen first and understand completely before recommending any solution.

  • Understand your goals, priorities and risk comfort
  • Recommend suitable solutions in simple, clear terms
  • Assist with KYC, onboarding and documentation
  • Review your plan and stay available for ongoing support

Loan Against Mutual Funds is subject to lender terms, eligibility and the market value of pledged units. Mutual Fund investments are subject to market risks. Please read all related documents carefully.

Frequently Asked Questions

Quick answers about Loan Against MF (LAMF). Still have a question? We are happy to help.

It lets you borrow against your mutual fund units, which are pledged as security, so your investments stay invested while you access cash.

The amount depends on the lender and the eligible value of your pledged units, which varies with the type of fund and market value.

No. The units remain invested and pledged as security, so you stay invested while meeting a short-term cash need.

The facility is subject to lender terms, eligibility and the market value of pledged units. If values fall, the lender may seek additional security.

Typically interest is charged only on the amount you actually use, subject to the lender terms.

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